Health Forums - View Single Post - Individual health insurance with fibromyalgia?

Montee P · 03-09-2009, 07:18 AM

Yep, on line health insurance websites, for the most part, harvest your personal info and sell it as leads.

Most plans won't take you at all - so if you found some, you're in a guaranteed issue state, or a state with a high risk health pool. That means, they're GOING to have to price it, according to your risk.

With what you have going on, that's PROBABLY your best bet. Insurance companies can't swap $200 a month in premium, for $800 a month in known payouts, and even more for a bad flareup or serious health condition, and stay in business.

You could sit down with a local health insurance agent, but they'll probably tell you the same thing. You have an expensive preexisting condition. Companies that cover those, on the cheap, are called "bankrupt". Only government programs - financed by the taxpayer - can cover them. Sorry.

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Montee P Junior Member Offline Posts: 12 Join Date: Dec 2008	03-09-2009, 07:18 AM Yep, on line health insurance websites, for the most part, harvest your personal info and sell it as leads. Most plans won't take you at all - so if you found some, you're in a guaranteed issue state, or a state with a high risk health pool. That means, they're GOING to have to price it, according to your risk. With what you have going on, that's PROBABLY your best bet. Insurance companies can't swap $200 a month in premium, for $800 a month in known payouts, and even more for a bad flareup or serious health condition, and stay in business. You could sit down with a local health insurance agent, but they'll probably tell you the same thing. You have an expensive preexisting condition. Companies that cover those, on the cheap, are called "bankrupt". Only government programs - financed by the taxpayer - can cover them. Sorry.